A recent statement from an XRP Ledger (XRPL) developer suggests that XRP could be the key to an early retirement shortcut. Unlike steady paychecks or slow-growing investments in traditional assets, cryptocurrencies have the ability to create generational wealth rapidly, due to their penchant for sudden and explosive price moves. Among the thousands of digital assets on the market, the developer highlighted the token as his primary choice for investors seeking substantial returns, even sharing strategies for how the coin can help them retire in a few years. XRP Emerges As Shortcut To Early Retirement A DropCoin XRPL developer, identified as ‘Bird’ on X, announced on Thursday, January 22, that buying and holding XRP at current prices could help investors retire within a few years. The bold claim quickly caught the attention of many in the crypto community, with some asking the developers to elaborate on the strategies involved and the expected timeline for achieving such wealth. Related Reading: XRP Price Obliteration Is Not A Matter Of If, New All-Time Highs Are Coming Not stopping there, Bird claimed that investing in the token could eliminate the need for a job, suggesting that long-term investors may eventually rely on the potential profits from their holdings as a primary source of income. His statements were in response to a post by Watcher.Guru, which the developer directly referenced to support his optimistic long-term outlook. In that post, Watcher Guru quoted a statement reportedly made by Binance’s founder ChangPeng Zhao , who also agreed that holding crypto assets over time could make jobs unnecessary and allow investors to retire sooner than planned. The Ledger developer shared a screenshot of Zhao making similar remarks about Artificial Intelligence, suggesting that the Binance founder views both crypto and AI as powerful tools for achieving long-term financial freedom . A crypto community member who responded to Bird’s post questioned how long an investor has to hold XRP before retiring early. The developer answered humorously that it could be held indefinitely, adding that some investors could reach early retirement this year, while others may need a few more years. He emphasized that the timeline ultimately depends on how many tokens an investor holds. How High The Altcoin Could Rise To Enable Early Retirement Addressing questions from the crypto community members, Bird shared his outlook on how high he believes XRP’s price could rise, helping investors achieve early retirement. He predicted that within the next few years, the cryptocurrency could rise to $100 and beyon d—a significant jump from its current market price of around $1.90. Related Reading: How Donald Trump’s Latest Crypto Move Will Boost Demand For XRP The Ledger developer suggested that reaching $100 could be a gradual process for the altcoin, forecasting an initial rally to $10 in the First Quarter (Q1) of 2026. Notably, Bird’s remarks reflect a classic buy-the-dip and hold strategy, where investors accumulate during downtrends and patiently wait for the price to rally explosively before taking profits.
